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Vamtconstruction Academy
Learn to read your numbers

Important information

Disclaimer

This disclaimer explains the limitations that apply when you use the Vamtconstruction Academy website, resources and learning programs. Please read it together with our Terms of Use and Privacy Policy.

By continuing to use this website or participating in our programs, you acknowledge that you have read and understood this disclaimer.

Last updated: 16 November 2025

Educational content only

Vamtconstruction Academy is designed to help leaders understand financial information. It does not replace tailored advice from licensed professionals.

You remain responsible for the decisions you make about your business, finances and compliance obligations.

1. No personal financial, taxation or legal advice

The information, examples and frameworks provided by Finance Clarity Academy are for general educational purposes only. They are not intended to be and should not be relied upon as:

  • personal financial or investment advice
  • taxation or accounting advice
  • legal, regulatory or compliance advice

Our materials cannot take into account your specific financial position, risk profile, regulatory environment or strategic constraints. Before acting on any concepts or examples discussed in our programs, you should obtain advice from a suitably qualified professional who can consider your particular circumstances.

2. No guarantee of business results

Our learning approach is focused on building skills and confidence. However, every business is different. Market conditions, management decisions, customer behaviour, financing arrangements and other factors all influence outcomes in ways that are outside our control.

For this reason, we cannot and do not promise or guarantee that participation in Vamtconstruction Academy will:

  • improve profitability or cash flow
  • prevent losses, insolvency or financial distress
  • produce any particular result in relation to growth, valuation or funding

Any testimonials, case studies or illustrative examples on this site represent individual experiences and are not a prediction of what will happen in your situation.

3. Accuracy and completeness of information

We work carefully to keep our content practical, clear and up-to-date. Nevertheless, financial rules, reporting standards, tax settings and market conditions can change over time.

We do not guarantee that all information on this website or in our programs is fully accurate, complete or current at the time you read or use it. You are encouraged to:

  • cross-check key points against current regulations
  • review primary sources (such as official guidance) where appropriate
  • discuss implications with your accountant, tax adviser or legal adviser

4. Hypothetical and simplified examples

Many of our explanations and exercises use simplified numbers, models and scenarios to highlight specific concepts. These examples are not intended to mirror all of the complexities of a real organisation and should not be applied directly to your own financial statements without further analysis.

When we refer to real-world cases, we may change details or combine elements from several businesses to protect confidentiality and focus on teaching specific patterns.

5. Forward-looking statements and planning assumptions

From time to time we may discuss projections, scenarios or forward-looking statements in relation to cash flow, growth or risk. These are educational tools based on assumptions that may or may not reflect future reality.

Such statements are not guarantees of performance. Actual outcomes may differ materially due to factors such as market changes, customer behaviour, regulatory developments and internal execution. You should treat these projections as learning examples, not financial forecasts for your business.

6. Third-party tools, links and references

Our website and programs may refer to external tools, books, articles, websites or services that we believe can be useful for further learning. These references:

  • do not constitute an endorsement or recommendation
  • are provided for convenience and context, not as a substitute for your own due diligence
  • may change or become unavailable without notice, as they are managed by third parties

We are not responsible for the content, accuracy, security or privacy practices of third-party websites and services. Their terms and policies apply independently from this disclaimer.

7. Technology and availability

We take reasonable steps to keep the website and online learning spaces available and secure. However, technology can fail and internet connections can be disrupted.

We do not accept responsibility for any loss arising from:

  • temporary unavailability of the website, resources or meeting links
  • technical issues affecting video calls or digital tools
  • errors or delays in the transmission of data over the internet

8. Limitation of liability

To the maximum extent permitted by law, Vamtconstruction Academy and its team are not liable for any loss, damage, cost or expense (whether direct or indirect) arising from or in connection with:

  • your use of or reliance on our website, materials or tools
  • decisions, strategies or actions you take or do not take in your business
  • errors, omissions or changes in the information we present
  • interruptions, technical problems or unauthorised access affecting the website or online sessions

Where liability cannot be excluded under applicable law, our total liability will be limited to the amount paid (if any) for the relevant program or service in the period directly related to the event giving rise to the claim.

9. Professional relationships

Participation in our programs or communication with our team does not create a client relationship equivalent to the relationship you have with a licensed financial adviser, tax agent, accountant or lawyer.

Our role is to provide education and frameworks that help you ask better questions, interpret information more effectively and hold more productive conversations with your advisers and leadership team.

10. Local laws and regulatory requirements

Our content is created primarily with Australian business conditions in mind. If you operate in another country, local laws and regulations may differ significantly from the examples discussed.

You are responsible for ensuring that your use of our materials and any actions you take comply with the laws, regulations and licensing requirements that apply in your jurisdiction.

11. Updates to this disclaimer

We may revise this disclaimer from time to time to reflect changes in our services, technology or legal requirements. The updated version will apply from the date it is published on this page.

We encourage you to review this page periodically so that you remain aware of the scope and limitations that apply when you use Vamtconstruction Academy.

12. Questions about this disclaimer

If you have questions about how this disclaimer applies to your use of our website or programs, please contact us:

Vamtconstruction Academy
Level 83, 123/83 Mount St
North Sydney NSW 2580
Australia
Phone: +61 2 8073 5651
Email: Vamtconstruction@gmail.com

Next steps

Pair this disclaimer with a clear understanding of our terms and privacy practices.

For a complete picture of how Vamtconstruction Academy operates, please also review our Terms of Use, Privacy Policy and Cookie Policy. Together, these documents describe the conditions that apply when you engage with our learning platform.

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